Steadfast Assessment

Your Money, Scored Calmly – Not Judged

Answer a few questions and we’ll calculate your Steadfast Money Score, explain what it means, and highlight the first places to focus. No shaming. No hype. Just a clear picture.

Step 1 – Your Monthly Snapshot

We start with the basics: what comes in, what goes out, and how much of a buffer you have. Estimates are fine.

After-tax income that hits your account each month.

Everything in a typical month: bills, debt payments, groceries, etc.

Cash you could use only if something went wrong.

Step 2 – Debt, Bills & Car Situation

Next we look at how much of your income is locked into debt and recurring bills, plus how stressful your car situation feels.

Credit cards, auto loans, personal loans, etc.

Phone, internet, insurance, streaming, subscriptions, etc.

Bills you’ve recently shopped around or lowered.

1 = paid-off & reliable, 3 = high but manageable payment, 5 = upside-down or multiple loans.

Your Steadfast Money Score

Click the button below to calculate your score. We’ll give you a band (Critical, Tight, Stable or Strong) and a short explanation.